Doha Bank Announces Q3 2025 Financial Results with a profit of QAR 745 million

Doha Bank announced its financial results for the period ended 30 September 2025. His Excellency Sheikh Fahad Bin Mohammad Bin Jabor Al Thani, Chairman of the Board of Directors of Doha Bank, announced the bank’s Interim Condensed Consolidated Financial Statement for the nine-month period ended 30 September 2025. His Excellency added that the net profit of the Bank for the nine-month period of 2025 amounted to QAR 745 million, representing an increase of 7.9% as compared to the same period in 2024, the previous year.

H.E. Sheikh Fahad said that total assets as at September 30, 2025 reached QAR 119.4 billion to grow by QAR 9.5 billion, representing 8.6% as compared to QAR 109.9 billion same period last year, while net loans and advances reached QAR 63.2 billion with a growth of 3.4% as compared to the same period last year. Customer deposits grew by QAR 1.5 billion or 2.8% to reach QAR 53.3 billion as at 30 September 2025 as compared to QAR 51.9 billion last year. H.E. the Chairman, added “the results of Q3 2025 reinforce the Bank’s steady progress across innovation, capital strength, and shareholder value. With our clear strategic focus, robust governance, and alignment to Qatar’s long-term goals, we are confident in Doha Bank’s ability to lead sustainably through growth cycles and global challenges.”

H.E. Sheikh Abdul Rahman Bin Mohammad Bin Jabor Al-Thani, Managing Director of Doha Bank said, “the Bank’s strategic initiatives in Q3 spanning technology, funding, and business diversification are delivering tangible results. As Managing Director, my commitment is to ensure we capitalize on these advances to sustain profitability, elevate client experiences, and support our country’s economic vision.” The bank continues to maintain stable capital and liquidity positions. The Common Equity Tier 1 (CET1) ratio reached 13.57% and the Total Capital Adequacy Ratio reached 19.46%. The loan-to-deposit ratio continues to be within regulatory limits, reaching 93.35%. The bank has significantly improved its funding profile over the last 9 months, through two new debt issuances, and this will allow the bank to fund future lending growth, which we anticipate will occur in the short to medium term. Liquidity coverage ratio continues to be high at 299% up from year-end 168%. The total equity reached QAR 15.7 billion, showing an increase of 5.2% as compared to last year.

Group Chief Executive Officer, Sheikh Abdulrahman Bin Fahad Bin Faisal Al Thani shared, “throughout Q3 2025, Doha Bank has sustained its trajectory of transformation and innovation by delivering enhanced value to customers, strengthening our capital and funding base, and deepening international partnerships. As we accelerate our digital and open banking initiatives and expand access to global markets, we remain fully committed to contributing to Qatar’s economic diversification and sustainable growth under the Qatar National Vision 2030. Our focus in the coming quarters will center on optimizing efficiency, scaling our premium product offerings, and expanding financial inclusion across sectors and communities.”

Doha Bank Reports Strong Progress in Q3 2025 Across Strategic, Digital, and Community Initiatives

Advancing Digital Transformation and Customer Experience

Doha Bank successfully migrated its credit card portfolio to Mastercard, enhancing customer experience with superior privileges, global lifestyle benefits, and advanced digital payment security. This strategic move is part of the Bank’s continuous efforts to deliver world-class financial solutions while expanding international connectivity.

The Bank also launched a pioneering API Banking product, one of the first in Qatar, offering corporate clients seamless ERP integration, real-time transaction updates, and automated reconciliation. This milestone strengthens Doha Bank’s leadership in open banking and digital innovation.

Additionally, the expansion of the Tadbeer payroll solution provided enhanced, secure salary management for government entities, supporting operational efficiency, transparency, and paperless processes in line with Qatar’s national digital transformation and sustainability goals.

Recognition and International Funding Success

Doha Bank was named “Best Bank in Qatar” at the MEED MENA Banking Excellence Awards 2025, recognizing its innovation, resilience, and strong customer focus. This achievement builds on a series of recent accolades, affirming the Bank’s leadership in transformation, digital banking, and corporate responsibility.

On the funding front, Doha Bank successfully priced a USD 500 million Euro Medium Term Note (EMTN) at historic low spreads, achieving nearly four times oversubscription from a diverse international investor base. This strong market response highlights investor confidence in Doha Bank, Qatar’s financial system, and the country’s long-term economic resilience.

Strategic Partnerships and Global Engagement

Doha Bank signed a strategic Memorandum of Understanding (MOU) with Seviora Holdings, creating new opportunities for cross-border investment and collaboration between Qatar and Asia.

The Bank also participated in major international forums including SIBOS 2025, reflecting its active role in global financial dialogue and thought leadership.

Commitment to Society and Culture

As part of its CSR initiatives, Doha Bank concluded its Summer Camp in collaboration with the Qatar Equestrian Federation, nurturing youth engagement in sports and cultural development. The Bank also continued its sponsorship of the Global Champions Arabians Tour (GCAT) in London, reinforcing Qatar’s cultural presence on the global stage.

Looking ahead, Doha Bank confirmed its role as official sponsor of the Ooredoo Doha Marathon 2026, strengthening its commitment to health and social development in Qatar.

Customer-Focused Retail Innovation

To address evolving retail needs, Doha Bank launched a new personal loan campaign with competitive rates and exclusive travel and lifestyle rewards. This initiative highlights the Bank’s focus on innovative, customer-centric financial products that enhance value for individuals and families.

Fahad Bin Mohammad Bin Jabor Al Thani
Chairman