Rental Income Loans

Rental loans is one of the unique product which is designed by Doha Bank to the Qatari customers who are interested to avail a loan facility against the rental they received from their rented properties.

The rental loan allowed you to convert your rental cheques into cash which can be useful to finance your major expenses or any investments


  • Its offered to salaried and non-salaried Qatari customers
  • Competitive interest rates
  • Flexible monthly repayments
  • Life guard insurance on reducing balance- Monthly

Eligibility Criteria

Eligibility Criteria Qataris Expats
Maximum Loan Amount – QAR 5,000,000 4,000,000
Maximum Loan Tenure – Years 30 25
Maximum Age at Maturity – Years 75 65
Maximum Finance Amount
(from the forces sales value )
80% 75%
Maximum DSR ( Debt Service Ratio) 75% from ( Basic + Social allowance ) 50% from total gross salary

Documents required for salaried and non-salaried customers

  • ID copy
  • Salary certificate addressed to Doha Bank
  • 3 months personal bank statement if account with another bank ( rental income should be shown in the statement)
  • Property title deed ( should be register in the customer name)
  • Copy of title deed , map
  • Original valid rent contract either for government, companies, or individuals
  • Signed and completed application form
  • Undertaking letter
  • Security cheques
  • All rent receivable cheques to be lodged with the Bank

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Interest Calculation (APR):

  • Commencing from the Loan Date, interest shall accrue on the Loan on a daily basis at the relevant Interest Rate and will be capitalized to the Loan Amount at the end of each month.
  • Interest will be calculated as per following formulae. The Daily Balance of the Loan X Total Annual Rate X (1/360)
  • Every payment made after the due date will result in additional interest accrual on loan
  • Where a Grace Period applies or where the Customer is granted a postponement in respect of an installment, interest on the relevant Loan shall continue to accrue and will be capitalized to the Loan Amount at the end of each relevant month.