Home Loan

Apply now for a Home Loan with Doha Bank and get 12 months grace period with 0% interest for the first year.

Most convenient way to own your dream home now! With Doha Bank Home Loan, you can get higher loan amount with lowest monthly installment. Not only that, to ease you from your financial burden, you can take up to 12 months payment holiday at 0% interest for the first year with no management fee and no mortgage fee.

Don’t miss out on this limited offer and make your dream house a reality!

Product Features

  • 0% Interest rate for the 1st year.
  • QCB + 1% from 2nd year onwards.
  • Up to 12 months grace period.
  • No management and mortgage fees.

Terms and Conditions

  • This offer is available for new housing loans and transferring their Housing loan liabilities to Doha Bank.
  • Minimum Housing Loan tenor of 10 years.
  • If the loan is settled before completing 10 years tenor, customer has to pay 0.25% of the original loan value for the waived management fee, QR 1,000 for the waived mortgage fee, and 3.5% interest for the waived first year interest on the original loan value in addition to standard 1% early settlement fee.
  • Promo valid till 05/06/2022.

Eligible Customers

  • Doha Bank and non-Doha Bank customers.
  • New property buyers.
  • Housing Loan Buyouts.

Sample Loan Calculation

Loan Amount (QR) Tenor (Months) Monthly Installment (QR)
1,000,000 120 9,588
1,000,000 240 5,631

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Interest Calculation (APR):

  • Commencing from the Loan Date, interest shall accrue on the Loan on a daily basis at the relevant Interest Rate and will be capitalized to the Loan Amount at the end of each month.
  • Interest will be calculated as per following formulae. The Daily Balance of the Loan X Total Annual Rate X (1/360)
  • Every payment made after the due date will result in additional interest accrual on loan
  • Where a Grace Period applies or where the Customer is granted a postponement in respect of an installment, interest on the relevant Loan shall continue to accrue and will be capitalized to the Loan Amount at the end of each relevant month.