Personal Loan Campaign
Benefit from exclusive interest rate 3.99% reducing and Avios/Doha Miles equivalent to 10% of the loan amount when you transfer your loan to Doha Bank or apply for a new personal loan.
Don’t miss this chance. Apply now!”
You can check your eligibility now and submit your application digitally to experience the easiest and fastest way of applying for loan or SMS “DBPL” to 92610 or call 4445 6000.
Campaign Features
- 3.99% special interest rate for Qatari customers
- Up to 3.99% special interest rate for Expat customers
- Avios/Doha Miles equivalent to 10% of the loan amount
Eligibility Criteria
- The loan tenor to avail the offer is 72 months for Qatari customers and 48 months for Expat customers.
- The minimum loan amount is QR100,000.
- Customer loan eligibility calculation as per existing lending policy.
- Exclusive for New to Bank, Buyout and New loans customers only.
Terms and Conditions for Loans
- Customer must have an active Qatar Airways Privilege Club membership to avail the Avios or Doha Bank debit/credit card to avail the Doha Miles.
- Loan availment bonus Avios will be credited to the customer’s Qatar Airways Privilege Club account within 60 days from salary credit date (after loan is disbursed).
- If the customer opts for Avios points, the Avios will be credited to the customer’s Qatar Airways privilege club account.
- If the customer opts for Doha Miles points, the Doha Miles will be credited to the customer’s Credit/Debit card.
- In case the customer wants to settle the loan (in full or partial) before completing 72 months for Qatari customers and 48 months for Expat customers, customer should pay back the value of Avios/ Doha Miles received and interest difference between the special rate and standard rate at the time of settlement.
- Offer valid till 31/12/2025.
Example of Avios/Doha Miles calculation
| Loan Amount (QAR) | Avios / Doha Miles points |
|---|---|
| 100,000 | 10,000 |
| 500,000 | 50,000 |
| 1,000,000 | 100,000 |
Sample Computation
Qatari Customers:
| Loan Amount | Tenor | Monthly Payment |
|---|---|---|
| 750,000 | 72 | 11,762 |
| 1,000,000 | 72 | 15,683 |
| 1,600,000 | 72 | 25,092 |
Expat Customers:
| Loan Amount | Tenor | Monthly Payment |
|---|---|---|
| 100,000 | 48 | 2,262 |
| 200,000 | 48 | 4,525 |
| 350,000 | 48 | 7,918 |
Interest Calculation (APR):
- Commencing from the Loan Date, interest shall accrue on the Loan on a daily basis at the relevant Interest Rate and will be capitalized to the Loan Amount at the end of each month.
- Interest will be calculated as per following formulae. The Daily Balance of the Loan X Total Annual Rate X (1/360)
- Every payment made after the due date will result in additional interest accrual on loan
- Where a Grace Period applies or where the Customer is granted a postponement in respect of an installment, interest on the relevant Loan shall continue to accrue and will be capitalized to the Loan Amount at the end of each relevant month.
