Charges for Personal Customers

Schedule of Charges

Charges for Personal Customers

SN Type of commission or Fees Maximum Limits of commissions & Fees

First : Customer’s Accounts
1 Commission on the minimum limit of the balance of the current and savings account.
a. Active Accounts None
b. Dormant Accounts QR 10 for the balance which is less than QR 500 or its equivalent in other currencies.
2 Activation of Dormant Accounts QR 100
3 Fees of closing a current or saving account
a. Has been opened since more than one year None
b. Has been opened since less than one year QR 50
4 Statements of Account
a. Periodic statements sent to customers None
b. Statements endorsed by banks other than the periodic ones QR 10 per month
c. Statements that show transactions for the past one to five years QR 10 per month
d. Statements that show transactions for more than five years ago QR 20 per month
5 Cash withdrawal over the counter (Counter cheque) QR 10 for amounts is less that QR 1000
6 Overdrawing commission QR 50 during the month
7 Fees of Service Invoice payment QR 5
8 Instructions to transfer from accounts :
a. Transferring from one account to another inside the bank None
b. Transferring to another bank inside Qatar  
– For transactions of less than QR 100 60 Dirhams
– From QR 100 to QR 1,000,000 QR 4
– More than QR 1,000,000 QR 6
c. Transferring to another bank outside Qatar QR 15 per transfer
9 Issuing cheque books :
a. Regular cheque books
– First Cheque book issued upon opening the account None
– Subsequently issued cheque books  
– 25 leaves QR 15
– 50 leaves QR 18
b. Cheque books with specific design according to the desire of customer
– 25 leaves Actual cost + QR 15
– 50 leaves Actual cost + QR 18
10 Requesting copies of previously paid cheques
a. Less than one year QR 10 per cheque
b. More than one year QR 20 per cheque
11 Return Cheques commission :
a. No/Insufficient Funds
– First time QR 400
– Second Time QR 400
– Third Time QR 400
b. Other legally accepted reasons None
12 Commission of stopping the disbursement of missing cheques
a. For each cheque QR 25
b. For each cheque Book QR 100
c. A banking cheque QR 50
13 Commission for issuing a bank cheque QR 10

Second : Personal Loans
14 Loan Rescheduling QR 250 each schedule
15 Customer Requested Letters/Certificates (e.g. Clearance, Obligation, etc.) QR 25
16 Replace Loan Guarantor QR 100
17 Loan Guard Insurance Fee-Personal Loan (Monthly) 0.1% of outstanding or 0.75% pa on the loan amount or any other premium specified by the insurance company

Salaried
18 Late Payment Fee for unpaid installment per occurrence QR 50
19 Penalty interest on the past due amount Loan Rate + 2%
20 Installment Postponement Fee (for each payment postponed) QR 50

Non Salaried
21 Penalty for unpaid installment per occurrence QR 100
22 Penalty interest on the past due amount Loan Rate + 3%
23 Management Fees 1%
24 Installment Postponement Fee (for each payment postponed) QR 100
25 Early Settlement (Partial or Full) of remaining balance 1%

Third : Loan / POD Against Deposits Fees
26 Loan Guard – Upfront premium per year on requested loan amount Applicable for loan top ups if the Existing Loans is on Lumpsum (Optional ) 0.75%
27 Loan Guard – Monthly premium per month on outstanding loan amount (Optional ) 0.10%
28 Penalty Interest on the past due amount Facility Rate+3%
29 Penalty for unpaid installment per occurrence QR 100
30 Loan rescheduling to change of loan tenor/ installment without additional loan amount QR 250
31 Early Settlement (Partial or Full) of remaining balance 1%
32 Management Fees for POD 0.5%

Fourth : Loan Against NRE Deposits Fees
33 Penalty Interest on the past due amount Loan Rate+3%
34 Penalty for unpaid installment per occurrence QR 100
35 Loan rescheduling to change of loan tenor/ installment without additional loan amount QR 250
36 Early Settlement (Partial or Full) of remaining balance 1%
37 Management Fees 0.25%

Fifth : Loan Against Shares
38 Management Fees 1%
39 Loan Guard – Upfront premium per year on requested loan amount 0.60%
40 Loan Guard – Monthly premium per month on outstanding loan amount 0.10%
41 Penalty for unpaid installment per occurrence QR 100
42 Penalty Interest on the past due amount Loan Rate+ 3%
43 Installment Postponement Fee (for each payment postponed) QR 100
44 Loan rescheduling to change of loan tenor/ installment without additional loan amount QR 250
45 Early Settlement (Partial or Full) of remaining balance 1%
46 Replace loan guarantor QR 100
47 Customer Requested Letters/Certificates (e.g. Clearance, Obligation, etc.) QR 25

IPO LOANS
48 Penalty for unpaid installment per occurrence QR 100
49 Penalty Interest on the past due amount Loan Rate+ 3%
50 Pledge Charges per ID (QR 200 DSM & QR 100 Banks commission) QR 300
51 Pledge release Charges per ID (QR 200 DSM & QR 100 Banks commission) QR 300
52 IPO Subscriptions commission per ID QR 500

Sixth : Housing Loan
53 Loan Rescheduling QR 250 each schedule
54 Postponement of Loan Installment QR 50 per postponement
55 Loan Guard insurance Fee Housing Loan 0.06% monthly of the loan outstanding amount
56 Fire Insurance Premium Home loan 0.15% Yearly based on the building value
57 Early Settlement Fees 1% of the settled amount (Partial or full settlements)
58 Evaluation Fee Available upon request
59 Mortgage Fee QR 1000
60 Release of Mortgage Fee QR 500
61 Loan Cancellation after Approval – Housing Loan QR 1000
62 Management Fee 0.25%, Max. of QR 10,000
63 Late Payment Fee for unpaid installment per occurrence QR 50
64 Penalty Interest on the past due amount Loan Rate+2%
65 Replace loan guarantor QR 100
66 Customer Requested Letters/Certificates (e.g. Clearance, Obligation, etc.) QR 25

Seventh : Car Loan
67 Reissuance/Change of issued LPO QR 250
68 Cancellation of issued LPO QR 250
69 Loan Guard – Upfront premium per year on requested loan amount 0.75%
70 Letter for changing Vehicle Plate Number QR 100
71 Loan rescheduling to change of loan tenor/ installment without additional loan amount QR 250
72 Replace loan guarantor QR 100
73 Customer Requested Letters/Certificates (e.g. Clearance, Obligation, etc.) QR 25

Salaried
74 Late Payment Fee for unpaid installment per occurrence QR 50
75 Penalty Interest on the past due amount Loan Rate+ 2%

Non Salaried
76 Penalty for unpaid installment per occurrence QR 100
77 Penalty Interest on the past due amount Loan Rate+ 3%
78 Early Settlement (Partial or Full) of remaining balance 1%
79 Management Fees 1.00%

Eighth : ATM Services
80 Issuing an ATM Card None
81 Issuing an additional ATM card QR 50
82 Replacement of lost password QR 10
83 Replacement of lost or damaged ATM card QR 50
84 Withdrawing from ATMs related to the bank or other banks inside Qatar (NAPS) None
85 Withdrawing from ATMs related to the GCC QR 6 per cash withdrawal transaction
86 Withdrawing from ATMs related to other banks outside Qatar and GCC QR 10 or 1%(whichever is higher) per cash withdrawal transaction
87 Inquiring about the balance outside Qatar None
88 Disputed Transaction Fee if transaction is proved to be genuine QR 100

Ninth : Credit & Debit Cards
89 Credit Card Fees & Charges

Fee Descriptions Al Riyada Visa Infinite / Mastercard World Elite Visa Signature / Mastercard World Visa Signature Cashback / Mastercard World Cashback Visa / Mastercard Platinum Qatar Airways Visa Infinite Qatar Airways Visa Signature LULU Co Brand
Annual Fee              
– Primary card QR 8001 QR 4001 QR 4001 QR 3001 QR 8001 QR 4001 QR 3001
– First 2 supplementary card(s) Free Free Free Free Free Free Free
– Third supplementary card onwards QR 1001 QR 1001 QR 1001 QR 1001 QR 1001 QR 1001 QR 1001
Interest charges (per month on all transactions)2 1.00% per month (as per QCB guidlines)
Cash advance fee 4.5% of transaction amount OR QR 20, whichever is higher
Foreign transaction charge3 Up to 3%, depending on the customer segment
Credit Shield Insurance 0.55% on the monthly outstanding balance4
Paper based PIN re-issuance fee6 QR 100
Late payment fee QR 100 per missed payment or 0.25% whichever is higher
Limit change fee QR 50
Card replacement fee QR 100 (Except for Metal card at QR 1,000)5
Credit card overlimit fee QR 100
Delivery to customer’s preferred address QR 30
Disputed transaction fee QR 100
Copy of sales voucher (POS SLIP) QR 50
Uncollected and destroyed ATM cards (more than 60 days) QR 50
Credit balance transfer fee from card to bank account

1) Active cards – 1% of the amount or QR 50 whichever is higher per transfer

2) Cancelled cards – Free
Card cancellation fee QR 200 (Except for Lulu card at QR 300)

Lionel Messi Lifestyle Prepaid Card / Lifestyle Prepaid Card

Fee Descriptions Fees & Charges
Annual fee QR 50
Supplementary card QR 20 per card
Card replacement fee QR 50
Card cancellation fee QR 50
Reload through branch QR 50
Foreign transaction charge3 2.50% of the transaction amount
Disputed transaction fee QR 100

Debit Card / Himyan Prepaid Card Fees & Charges

Fee Descriptions Debit Card Himyan Prepaid Card (For domestic use only)
New Primary Card Issuance Free Free
New 1st Supplementary Card Issuance Free N/A
New 2nd Supplementary Card Issuance QR 50 N/A
Additional ATM Card Issuance QR 50 N/A
Card Renewal Free Free
Card Replacement QR 50 QR 50
PIN Replacement QR 10 QR 10
Stop Card Operation (cardholder request) QR 50 N/A
Cash Withdrawal in Qatar (NAPS) Free Free
Cash Withdrawal in GCC Countries QR 6 per transaction N/A
Cash Withdrawal outside Qatar and GCC QR 10/- or 1% (whichever is higher) per transaction N/A
Uncollected cards cancellation QR 50 N/A
Linking / Delinking of multiple accounts to card Free Free
Increase / Decrease Cash withdrawal & POS limit Free Free
Increase / Decrease Transaction Frequency Limit Free Free
Facilities Activation for Corporate Cards Free Free
Foreign transaction charge3 2.50% of the transaction amount N/A

* Notes:

  1. Credit Card Annual Fee – Effective from 1st September 2025
    The annual fee for Lulu Co-branded Credit Card and Visa / Mastercard Platinum Credit Card is waived off on annual spend of QR 30,000 or QR 60,000 (Signature / World products) or QR 120,000 (Infinite / World Elite products).
  2. Interest Charges
    Interest Charges are calculated on average daily balance method from transaction date until repayment date. No Finance Charge (excluding for Cash Advances) will be levied in case 100% payment is made on or before the payment due date.
  3. Foreign Transaction Charge
    The Foreign Transaction Charge fees are applicable to transactions performed/acquired internationally or in any currency other than Qatari Riyal. The exchange rate is determined by MasterCard or Visa from within a range of wholesale market rates in effect on the date of conversion.
  4. Credit Shield
    Credit Shield is insurance premium charged on closing balance on each statement. Credit Shield is mandatory for customers with salary less than QR 10,000.
  5. No Fee on cards replaced due to fraud misuse.
  6. No Fee on PIN issuance via Online and Mobile Banking.

All fees and charges mentioned in this guide are subject to change and are applicable on each credit card account held. Terms and conditions apply.

Tenth : Other services
90 Clearance or balance certificates or other certificates requested by customers QR 25 per certificate
– Liability Letter
– Clearance Letter (NOC) with out liability
– Customer balance certificate or any other letters as per the request of customer
91 Signature Verification QR 10
92 Power of Attorney – Recording Fees QR 50
93 Power of Attorney – Amendment Fees QR 50
94 Power of Attorney – Cancellation Fees QR 50
95 Uncollected and destroyed cheque books (more than 90 days) QR 1 per cheque leaf (QR 25 for 25 leaf cheque book) Similar to cheque book cost/pricing
96 Cancellation of manager’s cheque QR 50
97 Fees collection for Embassy of Pakistan QR 5 per transaction

Eleventh : EBanking Services (Personal)
98
Online Banking Max. Limit of Fees & Commission
Registration Free
Reset Online Banking password Free
Enquiries on account balances and transactions Free
Enquiries on credit card accounts and transactions Free
Cheque book request Refer to Cheque book charges
Fund Transfer between own accounts Free
Fund Transfer between 3rd party accounts (within Doha Bank) Free
Overseas Funds Transfer (Remittance) QR 15
Overseas Funds Transfer (Cash Payout) QR 15
Transfers to another Bank inside Qatar  
– For transactions of less than QR 100 60 Dirhams
– From QR 100 to QR 1,000,000 QR 4
– More than QR 1,000,000 QR 6
Inward remittance from outside of Qatar QR. 50 per transaction
Utility bills payments Free
Credit Card payments Free
General service information Free
Add Standing Instruction Free
Online Loan request Free
Request for Printed Account statement QR. 25 for each month (statement period – 1 year)
QR. 50 for each month (statement period – Above 1 year)
Request for Re-issue of Credit Card PIN QR. 100 – Issuance of new PIN
QR. 15 Local delivery through QPost
Courier charges applicable for international delivery
Request for Click Internet Card QR. 50 (Annual Fee – Nonrefundable)
QR. 15 (QPost delivery)
Request for Supplementary Click Card QR. 50 (Annual Fee – Nonrefundable)
QR. 15 (QPost delivery)
Interest rates information Free
Phone Banking
Registration Free
Reset Phone Banking password Free
Enquiries on account balances and transactions Free
Enquiries on credit card accounts Free
Cheque book request Free – First Cheque book
QR. 10 – Subsequent cheque books of 25 leaf
Fund Transfer between own accounts Free
Fund Transfer between 3rd party accounts (within Doha Bank) Free
Utility bills payments Free
Credit Card payments Free
General service information Free
SMS Banking
Registration Free
SMS PUSH alerts Free
SMS PULL alerts As applicable by telecom providers
Mobile Banking
Registration Free
Reset Mobile Banking password Free
Enquiries on account balances and transactions Free
Enquiries on credit card accounts Free
Fund Transfer between own accounts Free
Fund Transfer between 3rd party accounts (within Doha Bank) Free
Overseas Funds Transfer (Remittance) QR 15
Overseas Funds Transfer (Cash Payout) QR 15
Transfers to another Bank inside Qatar  
– For transactions of less than QR 100 60 Dirhams
– From QR 100 to QR 1,000,000 QR 4
– More than QR 1,000,000 QR 6
Utility bills payments Free
Credit Card payments Free
Enquiries on Remittance transactions Free
Interest rates information Free

Twelfth : Locker Charges
99 Small Size QR 500
100 Medium Size QR 750
101 Large Size QR 1,000
102 Extra Size QR 1,500

Thirteenth : QDB Charges
103 Transfer of QDB Installment QR 25
104 Non-trigger off QDB Installment due to insufficient balance QR 25