Private Banking Mastercard World Elite Card Fees & Charges

Fee Descriptions Visa Infinite Privilege Credit Card (Metal) / Private Banking Mastercard World Elite Exclusive
Annual Fee  
– Primary card QR 4,0001
– Supplementary card QR 2,0001
– Third Supplementary card onwards QR 2,0001
Interest charges (per month on all transactions)2 1.00% per month (as per QCB guidelines)
Cash advance fee 4.5% of transaction amount OR QR 20, whichever is higher
Foreign transaction charge3 Up to 3%, depending on the customer segment
Credit Shield Insurance4 0.55% on the monthly outstanding balance 
PIN re-issuance fee QR 100
Late payment fee QR 100 per missed payment or 0.25% whichever is higher
Limit change fee QR 50
Card replacement fee5 QR 1,000
Credit card overlimit fee QR 100
Delivery to Customer’s preferred address QR 30
Disputed transaction fee QR 100
Copy of sales voucher (POS SLIP) QR 50
Uncollected and destroyed ATM cards (more than 60 days) QR 50
Credit balance transfer fee from card to bank account
  1. Active cards – 1% of the amount or QR 50 whichever is higher per transfer
  2. Cancelled cards – Free
Card cancellation fee QR 200

* Notes:

  1. Credit Card Annual Fee – Effective from 1st September 2025
    Applicable on all credit cards, to be waived on achieving an annual spend of QR 120,000 (Infinite / World Elite products).
  2. Interest Charges
    Interest Charges are calculated on average daily balance method from transaction date until repayment date. No Finance Charge (excluding for Cash Advances) will be levied in case 100% payment is made on or before the payment due date.
  3. Foreign Transaction Charge
    The Foreign Transaction Charge fees are applicable to transactions performed / acquired internationally or in any currency other than Qatari Riyal. The exchange rate is determined by MasterCard or Visa from within a range of wholesale market rates in effect on the date of conversion.
  4. Credit Shield
    Credit Shield is insurance premium charged on closing balance on each statement. Credit Shield is mandatory for customers with salary less than QR 10,000.
  5. Not applicable on cards identified for fraud misuse.

All fees and charges mentioned in this guide are subject to change and are applicable on each credit card account held. Terms and conditions apply.

Note:

Doha Bank’s retail, commercial and corporate products are granted at our sole discretion and are subject to the Bank’s terms, conditions and acceptance.