ضاعف قيمة مدخراتك مع حساب الغنى للتوفير
مع حساب “الغنى” يمكنك الاستفادة من أسعار فائدة عالية تصل إلى 3.00%
اضغط هنا لاستعراض جميع تفاصيل أسعار الفائدة
من يمكنه فتح حساب الدانة؟
يمكن للمواطنين والمقيمين في قطر الدخول في السحب عن طريق فتح أي من حسابات الدانة المختلفة.
كيف يمكنني فتح حساب الدانة؟
المزايا
- الحد الأدنى للرصيد 10,000 ريال قطري
- الحد الأدنى للرصيد 100,000 ريال قطري / مع حساب “غنى”، احصل على معدل فائدة عالي يصل إلى 3٪
- لا يوجد حد أدنى للرسوم الشهرية
- بطاقة خصم من ماستركارد مجانا
- خدمات تطبيق الجوال المصرفي
- خدمات الإنترنت المصرفي
- الخدمات المصرفية عبر الرسائل النصية القصيرة
- سهولة تحويل الأرصدة بين الحسابات البنكية
- سداد فواتير الخدمات العامة والرسوم المدرسية
- سهولة إعداد التعليمات الدائمة
- تحويل الأموال بسهولة إلى جميع البلدان على مدار الساعة وطوال أيام الأسبوع (التحويلات الإلكترونية وخدمة ويسترن يونيون)
- قرض فوري يصل إلى 90٪ من قيمة ودائعك البنكية
هل أنت مستعد للتقديم؟
تطبق الشروط والأحكام
Chance Calculation
Each chance is valued at QR 1,000 or its equivalent in USD. Chances will be determined based on the Monthly Average Balance in the account.
Monthly Average Balance Calculation
The Monthly Average Balance is calculated by summing the daily balances on each working day of the month and then dividing by the total number of working days in that month.
Monthly Average Balance Calculation
The sum of the daily balances for the working days of the month, divided by the total number of working days in the month.
Scenario 1
In a month with 22 working days, if the sum of the daily balances for those days is QR 396,000, the customer’s average balance is QR 18,000 (QR 396,000 ÷ 22). The customer will receive 18 regular chances (18,000 ÷ 1,000).
Refer to the illustration below.
Scenario 2 – Double chances
If the customer increases their monthly average balance from QR 18,000 to QR 68,421, with an incremental balance of 50,421, they will receive Double Chances on the incremental balance for Month 2, since the incremental balance compared to Month 1 exceeds QR 50,000. The customer will receive a total of 118 chances (Regular Chances 68 + Bonus Chances 50).
Refer to the illustration below.
| Working Days | 1st | 2nd | 3rd | 4th | 5th | 6th | 7th | 8th | 9th | 10th | 11th | 12th | 13th | 14th | 15th | 16th | 17th | 18th | 19th | 20th | 21st | 22nd | Daily Sum of Balance | Average Balance for Month | Incremental Balance | Regular Chances | Bonus Chances | Total Chances |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Month 1 with 22 Days | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 | 10,000 | 17,000 | 17,000 | 17,000 | 17,000 | 17,000 | 17,000 | 17,000 | 17,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 25,000 | 396,000 | 18,000 | – | 18 | – | 18 |
| Month 2 with 19 Days | 25,000 | 25,000 | 25,000 | 25,000 | 80,000 | 80,000 | 80,000 | 80,000 | 80,000 | 80,000 | 80,000 | 80,000 | 80,000 | 80,000 | 80,000 | 80,000 | 80,000 | 80,000 | 80,000 | – | – | – | 1,300,000 | 68,421 | 50,421 | 68 | 50 | 118 |
| Month 1 | Month 2 | |
|---|---|---|
| Number of Working Days of a Month | 22 | 19 |
| Summation of Daily Balance for Working Days | 396,000 | 1,300,000 |
| Monthly Average Balance | 18,000 | 68,421 |
| Incremental Monthly Average Balance | – | 50,421 |
| Number of Regular Chances | 18 | 68 |
| Bonus Chances | 0 | 50 |
| Total Chances | 18 | 118 |
Monthly Average Balance Calculation
The monthly average balance is calculated as the summation of the daily balance for the working days of the month, divided by the total number of working days in the month.
Scenario 1
In a month with 22 working days, if the customer opens an account on the 1st working day of the month with an initial deposit of QR 50,000, they will be eligible for 50 Regular Chances and 50 Bonus Chances (a total of 100 chances).
Refer to the illustration below.
Scenario 2
In a month with 22 working days, if a customer opens an account on the 5th working day of the month with an initial deposit of QR 50,000, they will be eligible for 40 Regular Chances only.
Refer to the illustration below.
Scenario 3
In a month with 22 working days, if a customer opens an account on the last working day (22nd working day) with an initial deposit of QR 220,000, they will be eligible for 10 Regular Chances only.
Refer to the illustration below.
Scenario 4
In a month with 22 working days, if a customer opens an account on the 19th working day with an initial deposit of QR 50,000, they will not be eligible for the Al Dana Draw since the monthly average balance is below QR 10,000 for that month. However, the customer will be eligible for draws in subsequent months subject to maintaining an average balance of more than QR 10,000.
Refer to the illustration below.
| Scenario | 1st | 2nd | 3rd | 4th | 5th | 6th | 7th | 8th | 9th | 10th | 11th | 12th | 13th | 14th | 15th | 16th | 17th | 18th | 19th | 20th | 21st | 22nd | Daily Sum of Balance | Average Balance for Month | Incremental Balance | Regular Chances | Bonus Chances | Total Chances |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Scenario 1 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 1,100,000 | 50,000 | – | 50 | 50 | 100 |
| Scenario 2 | – | – | – | – | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 50,000 | 900,000 | 40,909 | – | 40 | – | 40 |
| Scenario 3 | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 220,000 | 220,000 | 10,000 | – | 10 | – | 10 |
| Scenario 4 | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | – | 50,000 | 50,000 | 50,000 | 50,000 | 200,000 | 9,091 | – | – | – | – |
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
| Number of Working Days of a Month | 22 | 22 | 22 | 22 |
| Initial Deposit (QR) | 1,100,000 | 900,000 | 220,000 | 200,000 |
| Monthly Average Balance | 50,000 | 40,909 | 10,000 | 9,091 |
| Incremental Monthly Average Balance | – | – | – | – |
| Number of Regular Chances | 50 | 40 | 10 | – |
| Bonus Chance | 50 | – | – | – |
| Total Chances | 100 | 40 | 10 | – |
The calculation is contingent upon maintaining the same balance until the end of the month. If the customer increases or decreases the balance during the month, the number of chances will be adjusted accordingly.
Al Dana Free Life Insurance
Life insurance Eligibility
Al Dana account holders age above 18 and below 60 years maintaining a minimum monthly average balance of QAR 25,000 for 3 consecutive months will be eligible for free life insurance cover with Al Dana.
If the monthly average balance in the account drops below QAR 25,000 in any of the subsequent month, insurance will be revoked immediately, and the customer will need to maintain the required minimum monthly average balance for three consecutive months to be eligible again.
If the monthly average balance drops but not less than minimum required, the Life Insurance cover will be adjusted accordingly in line with lowest monthly average balance in the last 3 months.
Life insurance Cover
Life Insurance cover is equal to 5 times the lowest monthly average balance in the last three months subject to a maximum cap of QAR 2.5 million.
Scenario one – First time enrollment
| Scenario 1 | May (Monthly Average Balance) |
June (Monthly Average Balance) |
July (Monthly Average Balance) |
Eligibility | Insurance Eligibility Month | Insurance Cover (5 Times), Subject to a Maximum of QAR 2.5mn |
|---|---|---|---|---|---|---|
| Customer A | 28,000 | 30,000 | 28,000 | Eligible | Eligible for the Month of August | QAR 140,000 |
| Customer B | 600,000 | 600,000 | 600,000 | Eligible | Eligible for the Month of August | QAR 2,500,000 |
| Customer C | 24,000 | 28,000 | 28,000 | Not Eligible | Not Eligible | Not Eligible |
Customer A
Customer A is maintaining a monthly average balance greater than QAR 25,000 for May, June and July, hence Customer A will be eligible for the Life Insurance cover for the month of August and will be continued in the subsequent months if customer maintains minimum average balance of more than QAR 25,000/-. The insurance cover will be adjusted accordingly based on the minimum monthly average balance in the account in the subsequent months as per defined in the terms and conditions of the insurance scheme.
Refer above illustration – Scenario 1.
Customer B
Customer B is maintaining a monthly average balance of QAR 600,000 for May, June and July, hence Customer B will be eligible for the Life Insurance cover for the month of August and will be continued in the subsequent months if customer maintains minimum average balance of more than QAR 25,000/-. The insurance cover will be adjusted accordingly in line with lowest monthly average balance in the last 3 months as per the terms and conditions of the insurance scheme.
Refer above illustration – Scenario 1.
Customer C
Customer C is not maintaining a monthly average balance greater than QAR 25,000 in the month of May; hence Customer C will NOT be eligible for the Life Insurance cover for the month of August. However, if Customer C can enroll for life insurance scheme by maintaining minimum monthly average balance more than QAR 25,000/- for three consecutive months and insurance cover will be adjusted accordingly with the minimum monthly average balance in the account in the subsequent months within the terms and conditions of the insurance scheme.
Refer above illustration – Scenario 1.
Scenario Two – Subsequent enrollment and Dropout
| Scenario 2 | June (Monthly Average Balance) |
July (Monthly Average Balance) |
August (Monthly Average Balance) |
Eligibility | Insurance Eligibility Month | Insurance Cover (5 Times), Subject to a Maximum of QAR 2.5mn |
|---|---|---|---|---|---|---|
| Customer A | 30,000 | 28,000 | 20,000 | Not Eligible | Not Eligible for the Month of September | Not Eligible |
| Customer B | 600,000 | 600,000 | 200,000 | Eligible | Eligible for the Month of September | QAR 1,000,000 |
| Customer C | 24,000 | 28,000 | 28,000 | Eligible | Eligible for the Month of September | QAR 140,000 |
Customer A
Customer A who was eligible for insurance for the month of August, is not eligible for life insurance for the month of September since the monthly average balance in the account for month of August has dropped below QAR 25,000/-. In order for Customer A to be eligible for the life insurance again, customer should maintain a monthly average balance more than QAR 25,000 for three consecutive months (i.e. September, October and November).
Refer above illustration – Scenario 2.
Customer B
Customer B who was maintaining a monthly average balance of QAR 600,000 for May, June and July has dropped the monthly average balance in August to QAR 200,000, Customer B’s Life Insurance cover for the month of September will be reduced to QAR 1,000,000 from QAR 2,500,000 in August.
Refer above illustration – Scenario 2.
Customer C
Customer C who was not eligible for insurance for the month of August is eligible for insurance for the month of September since the monthly average balance maintained the account is above QAR 25,000 for the last 3 months consecutively.
Refer above illustration – Scenario 2.
| العملة | الشريحة | السعر الحالي |
|---|---|---|
| ريال قطري | أقل من 100 ألف | %0.00 |
| 100,000 إلى 249,999 | %1.25 | |
| 250,000 إلى 499,999 | %1.75 | |
| 500,000 إلى 999,999 | %2.25 | |
| 1,000,000 إلى 2,999,9999 | %2.75 | |
| 3,000,000 فأكثر | %3.00 | |
| دولار أمريكي | أقل من 30 ألف | %0.00 |
| 30,000 إلى 99,999 | %1.25 | |
| 100,000 إلى 274,999 | %1.75 | |
| 275,000 إلى 499,999 | %2.25 | |
| 500,000 إلى 824,999 | %2.75 | |
| 825,000 فأكثر | %3.00 |
| الأهلية | المبلغ (رق) | نوع | فبراير | مارس | أبريل | مايو | يونيو | يوليو | أغسطس | سبتمبر | أكتوبر | نوفمبر | ديسمبر |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| السحوبات الشهرية لحساب غني | 50,000 | نقدية | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 |
| السحوبات الشهرية لحسابات الدانة | 5,000 | نقدية | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 10 |
| السحوبات الشهرية لحساب اجيال | 5,000 | نقدية | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 2 |
| عملية سحب تذاكر مباريات نصف نهائي بطولة دوري أبطال أوروبا | نصف نهائي | باقة تجربة لاتقدر بثمن من ماستركارد | 2 | – | – | – | – | – | – | – | – | – | – |
| السحب الخاص باليوم الوطني لدولة قطر | 18,000 | نقدية | – | – | – | – | – | – | – | – | – | – | 18 |
| سحب المليونير | 1,000,000 | نقدية | – | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | 1 | – |
| السحب على الجائزة الكبرى | 2,000,000 | نقدية | – | – | – | – | – | – | – | – | – | – | 1 |
شروط وأحكام برنامج الدانة
- الدانة هو حساب توفير مرتبط ببرنامج للجوائز. يتأهل للسحب العملاء المقيمين في قطر الذي يحتفظون بحساب دانة نشط بالريال القطري أو الدولار الأمريكي بمتوسط الرصيد الشهري المطلوب ولديهم رصيد في نهاية الشهر.
- سيتم احتساب فرص الدخول في السحب على متوسط الرصيد الشهري في الحساب.
- يساوي “متوسط الرصيد الشهري” مجموع الرصيد اليومي لأيام العمل في الشهر مقسوماً على إجمالي عدد أيام العمل في الشهر.
- لن يتكرر الفائزون من نفس فئة الجائزة في الأشهر المتتالية خلال فترة الحملة، لكنهم سيكونون مؤهلين لفئات الجوائز الأخرى.
- لضمان مبدأ الشفافية في السحب وسلامة المنتج، يحق للبنك الإعلان عن عدد وأسماء وجنسيات وصور الفائزين. كما يحتفظ البنك بالحق في استخدام أسماء الفائزين وصورهم في جميع الحملات الترويجية والإعلانية و/ أو المواد التسويقية الحالية/ المستقبلية.
- يجب على الفائزين الحضور بأنفسهم لأغراض التحقق والتوثيق والتصوير قبل توزيع الجوائز.
- الجوائز الممنوحة غير قابلة للتحويل وغير قابلة للتفاوض.
- في حالة وفاة الفائز – لا قدر الله – بعد إعلان النتائج وبشرط أهلية استحقاقه، سيتم إيداع المبلغ في حساب المتوفي لدى البنك يستحق لورثته الشرعيين (بحسب ما تحدده المحكمة المختصة).
- سيتم إيداع جميع الجوائز فقط في حساب العميل الذي يحتفظ به لدى البنك.
- في حال مغادرة الفائز للبلاد قبل إيداع مبلغ الجائزة، سيستمر البنك في إيداع المبلغ في الحساب في حال الاحتفاظ به لدى البنك. ولن يتحمل البنك أي تكاليف إضافية لتحويل المبلغ.
- أعضاء مجلس إدارة بنك الدوحة وموظفيه وأفراد عائلاتهم غير مؤهلين للمشاركة في سحب الدانة. وفي حال فوز أي من أعضاء مجلس إدارة بنك الدوحة أو موظفيه أو أفراد عائلاتهم بسحب الجائزة، يحتفظ البنك بالحق في حجب أموال الجائزة أو المطالبة باسترداد أي جائزة مدفوعة (دون إخلال) وإجراء سحب آخر لتحديد الفائز المؤهل.
- يسري برنامج جوائز الدانة حتى 31/12/2025، وسيعقد السحب النهائي خلال شهر يناير 2026. ويحق للبنك، وفقاً لتقديره الخاص، مواصلة أو إيقاف أو تغيير برنامج الجوائز بعد انتهاء مدته دون إخطار العملاء مُقدماً.
- يتم إجراء جميع السحوبات تحت إشراف ممثلي البنك وممثلي وزارة التجارة والصناعة.
- يحق للبنك الحجز على الجائزة وحساب العميل في حال وجود أي اشتباه في غسل الأموال أو تمويل الإرهاب.
- تختص المحاكم المدنية في قطر حصريا بحل أي نزاع ينشأ عن المعاملة المذكورة أعلاه.
شروط وأحكام حساب الدانة بلس للتوفير (حساب 124)
- يمكن لعملاء بنك الدوحة الحاليين، الذين لا يحتفظون بأي نوع آخر من حسابات الدانة، فتح حساب الدانة بلس للتوفير.
- يتم احتساب الفائدة على الحد الأدنى للرصيد في الحساب، وتُضاف إلى الحساب شهريًا.
- يحتفظ بنك الدوحة بالحق في تعديل سعر الفائدة، ومستويات الشرائح، والرسوم المرتبطة بفتح الحساب، و صيانته، و إغلاقه، وذلك دون إشعار مسبق.
- في حال إغلاق الحساب في منتصف الشهر، فلن يتم احتساب أي فوائد عن ذلك الشهر.
- يوافق العميل على الشروط والأحكام المذكورة أعلاه.
- تُعدّ الشروط والأحكام أعلاه مُكمّلة للشروط والأحكام العامة الواردة في نموذج فتح الحساب (أفراد – PR-00281).
Al Dana Plus Savings Account
- Existing customer of Doha Bank who does not maintain any other type of Al Dana accounts can open a Al Dana Plus Savings account by filling the additional account opening form along with the Al Dana Plus Savings account terms and condition.
- Interest is calculated on the minimum cleared balance on the account and will be capitalized monthly to the account.
- Doha Bank reserves the right to change the interest rate, tier levels and the charges associated with opening, maintaining, and closing of the Account without any prior notice.
- Account closed mid-month, shall not receive interest for the current month.
- Accountholders are eligible for the Al Dana draws subject to meeting the eligibility criteria and Al Dana Scheme Terms and conditions.
- The Bank has the right to change, amend or cancel the provisions of this contract without referring to the customer.
- The customer irrevocably authorizes the bank to debit his account with all costs, charges, expenditures and expenses of any type related to the account.
- The Bank has the right at any time and without advising or notifying the customer to merge or consolidate all the available balances and existing accounts with the bank and arrange a set-off amongst the balances of such accounts to settle any dues the client may be committed to pay.
- The account statement issued by the bank shall be liable to the customer, if non-objection of the customer on the same within a period of 15 days from the date of dispatching such statement, and shall be considered as a full consent of its content by the customer, and as a final approval for the entries / balances mentioned in the statement, and as a waiver of any objection on any entries/ balances related to his accounts at the bank for any reason.
- Any notification or notice shall be delivered to the other party as per the address stated as per the existing account of the customer. The Bank have the right to dispatch the account statement and notify the customer about the change in the applied interest rate or any amendment to the terms & conditions of the agreement or any other notifications either in writing or by any other electronic means, like for example (e-mail, fax, SMS, etc.). The notification sent by any of the above means shall be valid and legally effective as of the sending date.
- This Agreement is governed by Laws of the State of Qatar, and the Qatari courts shall be competent to settle any dispute arising between the Bank and the Client.
- The client has approved the Arabic version of this agreement. Moreover, accept that it is the right translation for the copy in English and in case of any discrepancy between the two exists language, the Arabic language shall prevail.
- DISCLOSURE DUE TO COURT ORDER OR GOVERNMENTAL ACTION: In the event that the bank or any Representative is obligated or requested to disclose any Confidential Information as a result of a court order or by any governmental or regulatory authority, may disclose such Confidential Information to the extent required by the relevant court order or governmental or regulatory authority. The customer authorized the bank for doing so.
- The customer agrees to the above terms and conditions.
- The above terms and conditions are in addition to the General Terms and conditions as mentioned in the Account opening Form (Individuals – PR-00281).
Al Dana Family Savings Account
- Exclusively offered to Qatari Nationals and their immediate family members only.
- It is a non-interest bearing Savings Account, available in QAR currency only.
- The primary member can add up to 10 immediate family members into the family pool.
- Immediate family members include husband, wife, son and daughter.
- Each accountholder enjoys his/her personal Master Debit Card while for the minors i.e. daughters and sons, the same card can be issued with the option of placing a daily/monthly debit limits such as QAR 100 and above.
- One chance is equivalent to QAR 1,000 or equivalent in USD, and chances will be calculated on the Monthly Average Balance in the account. Double and Triple bonus chances for new customers is calculated on the monthly average balance of the month of account opening and double and Triple bonus chances for customers who increase their balance will be calculated on the incremental average balance of the month.
- Account holders can be tagged as Al Riyada customers when a pooled balance of QAR 350,000 is maintained in the Al Dana Family Savings Account for a period of 6 months.
- The Bank has the right to change, amend or cancel the provisions of this contract without referring to the customer.
- The customer irrevocably authorizes the bank to debit his account with all costs, charges, expenditures and expenses of any type related to the account.
- The Bank has the right at any time and without advising or notifying the customer to merge or consolidate all the available balances and existing accounts with the bank and arrange a set-off amongst the balances of such accounts to settle any dues the client may be committed to pay.
- The account statement issued by the bank shall be liable to the customer, if non-objection of the customer on the same within a period of 15 days from the date of dispatching such statement, and shall be considered as a full consent of its content by the customer, and as a final approval for the entries/ balances mentioned in the statement, and as a waiver of any objection on any entries/ balances related to his accounts at the bank for any reason.
- Any notification or notice shall be delivered to the other party as per the address stated as per the existing account of the customer. The Bank have the right to dispatch the account statement and notify the customer about the change in the applied interest rate or any amendment to the terms & conditions of the agreement or any other notifications either in writing or by any other electronic means, like for example (e-mail, fax, SMS, etc.). The notification sent by any of the above means shall be valid and legally effective as of the sending date.
- This Agreement is governed by Laws of the State of Qatar, and the Qatari courts shall be competent to settle any dispute arising between the Bank and the Client.
- The client has approved the Arabic version of this agreement. Moreover, accept that it is the right translation for the copy in English and in case of any discrepancy between the two exists language, the Arabic language shall prevail.
- DISCLOSURE DUE TO COURT ORDER OR GOVERNMENTAL ACTION: In the event that the bank or any Representative is obligated or requested to disclose any Confidential Information as a result of a court order or by any governmental or regulatory authority, may disclose such Confidential Information to the extent required by the relevant court order or governmental or regulatory authority. The customer authorized the bank for doing so.
- The above terms and conditions are in addition to the General Terms and conditions as mentioned in the Account opening Form.
Al Dana Savings Plan Account
- Existing Doha Bank customers can open Al Dana Savings Plan by filling the additional account opening form along with the Al Dana savings Plan form.
- To open the account, customer needs to deposit minimum initial balance as per Bank’s conditions.
- It is a non-interest-bearing Savings Account with limited transactions.
- Money can be deposited electronically into Al Dana Savings Plan through online banking transfers from customer’s existing salary transfer account or other Doha Bank accounts.
- No debit card issued against the account.
- For cash withdrawal purposes, customer can only withdraw from his main Doha Bank account.
- Accountholders are eligible for the Al Dana draws subject to meeting the eligibility criteria and Al Dana Scheme Terms and conditions.
- Free of charge standing instructions can be placed for recurring monthly payments starting as low as QAR 100 from Current or Salary Transfer accounts.
- The Bank has the right to change, amend or cancel the provisions of this contract without referring to the customer.
- The customer irrevocably authorizes the bank to debit his account with all costs, charges, expenditures and expenses of any type related to the account.
- The Bank has the right at any time and without advising or notifying the customer to merge or consolidate all the available balances and existing accounts with the bank and arrange a set-off amongst the balances of such accounts to settle any dues the client may be committed to pay.
- The account statement issued by the bank shall be liable to the customer, if non-objection of the customer on the same within a period of 15 days from the date of dispatching such statement, and shall be considered as a full consent of its content by the customer, and as a final approval for the entries/ balances mentioned in the statement, and as a waiver of any objection on any entries / balances related to his accounts at the bank for any reason.
- Any notification or notice shall be delivered to the other party as per the address stated as per the existing account of the customer. The Bank have the right to dispatch the account statement and notify the customer about the change in the applied interest rate or any amendment to the terms & conditions of the agreement or any other notifications either in writing or by any other electronic means, like for example (e-mail, fax, SMS, etc.). The notification sent by any of the above means shall be valid and legally effective as of the sending date.
- This Agreement is governed by Laws of the State of Qatar, and the Qatari courts shall be competent to settle any dispute arising between the Bank and the Client.
- The client has approved the Arabic version of this agreement. Moreover, accept that it is the right translation for the copy in English and in case of any discrepancy between the two exists language, the Arabic language shall prevail.
- DISCLOSURE DUE TO COURT ORDER OR GOVERNMENTAL ACTION: In the event that the bank or any Representative is obligated or requested to disclose any Confidential Information as a result of a court order or by any governmental or regulatory authority, may disclose such Confidential Information to the extent required by the relevant court order or governmental or regulatory authority. The customer authorized the bank for doing so.
- The above terms and conditions are in addition to the General Terms and conditions as mentioned in the Account opening Form.
Al Dana Life Insurance Terms & Conditions
- A world-wide, 24/7 -Life Insurance cover for Death Due to any reason is provided to Doha Bank Al Dana account holders having valid Qatar residency under Al Dana Scheme 2021. Terms & Conditions apply.
- Customer should maintain a minimum monthly average balance of QAR 25,000 for 3 consecutive months to be enrolled to the complimentary Life Insurance cover with Al Dana Savings deposits and thereafter should maintain a minimum monthly average balance of QAR 25,000 in the account to retain the life insurance benefit.
- Life Insurance cover is 5 times of the lowest average balance maintained in the account in past 3 months prior to the death subject to a maximum insurance cover of QAR 2.5 million per customer irrespective of the number of accounts held.
- Life Insurance cover will be in Qatar Riyal (QAR) and claims will be paid in Qatar Riyal.
- Minimum age for cover under the Policy is 18th birthday and maximum age for granting cover will be 59 years and 11 months old but insurance cover will cease as soon as the account holder attains age of 60 years.
- Dormant accounts are not entitled for Life Insurance. However, upon activation accounts will be eligible from the subsequent month subject to minimum average balance is maintained in the account.
- Free Life Insurance will be effective from 1st of June 2022 till 31st March 2023. The Bank has the right, at its sole discretion, to continue, discontinue or to change the Free Life Insurance after the expiry of the campaign without notifying customers in advance.
- Legal Guardian of the Young Saver account is eligible for Life Insurance cover subject to Legal Guardian meeting the eligibility criteria and Al Dana Young Saver account maintaining the minimum average balance requirement.
- Al Dana Family Account members are entitled to enroll for Life Insurance cover subject to individual family members meeting the eligibility criteria and the individual family members maintaining minimum average balance requirement in their respective accounts.
- Only one Party from the Joint account holders will be entitled subject to meeting the eligibility criteria for Life insurance and enrolled with a signed declaration from all parties.
- Customers having multiple savings accounts, only the eligible accounts as per the insurance eligibility criteria will be included and insurance will be on aggregate balance of the eligible accounts which should not exceed QAR 2.5 million.
- Claim notification should be submitted within a maximum of 60 days from the date of occurrence. All documents relating claims to be submitted to the insurer through the bank as per requirement.
- All claims will be settled by default to the legal heirs of the account holder as per Sharia Law.
- Al Dana account customers who fail to maintain a minimum monthly average balance of Qr.25,000 or equivalent shall lose the privilege of life insurance coverage.
- Exclusions
A). Actively / Passively participating in war, invasion, act of foreign enemies, hostilities, or warlike operations (whether war be declared nor not), riots, civil war, mutiny, commotion assuming the proportions of or amounting to a popular rising, military rising, insurrection, rebellion, revolution, insurrection, conspiracy, military or usurped power or any act of any person acting on behalf of or in connection with any organization actively directed towards the overthrow by force of any Government or to the influencing of it by terrorism or violence and martial law or state of siege.
B). Any claims as a result of Nuclear weapons or devices or chemical or biological agents. - Sanction Clause – Insurer shall not be deemed to provide cover and shall not be liable to pay any claim or provide any benefit hereunder to the extent that the provision of such cover, payment of such claim or provision of such benefit would expose that insurer to any sanction, prohibition or restriction under United Nations resolutions or the trade or economic sanctions, laws or regulations of the European Union, France or Germany.
Al Dana Young Savers Account
Give your child a Secure Tomorrow, Act Today
Al Dana Young Saver is a gateway to give your child a secure tomorrow. Invest in Al Dana Young Saver today your child could be a millionaire tomorrow.
All you need to do is to open an account with a minimum amount of QAR 10,000 and maintain a monthly average balance and month end balance of QAR 10,000. Each QAR 1,000 saved gives your child a chance in the draw. The more you save, the more chances your child will have to win.
Your child stands a chance to win mega prize of QAR 2 Million, 4 Prizes of QAR 1 Million each and other valuable prizes.
Click here to see the Prize Calendar
Eligibility
- Father / The Legal Guardian can open an account to their children under the age of 18 years.
- Father / The Legal Guardian & child must be a valid resident of Qatar.
Documents Required
- Qatari – QID for both, Father / Legal Guardian, and Child.
- Expatiate – Passport and QID for both, Father / Legal Guardian, and Child.
Double your Chances to become a Millionaire
Are you ready to apply?
Terms and Conditions apply
Al Dana Savings Plan Account
Win Big and Win Millions!
Save with Al Dana
Al Dana Savings Plan Account, a unique variation of our Al Dana Savings Account allows you to save from your salary on monthly basis while giving you chances to win prizes in millions.
Product Features
- Salary account holders are eligible to open the Al Dana Savings Plan.
- Account can be opened with a minimum deposit of QAR 10,000.
- Free of charge standing instructions can be placed for recurring monthly payments starting as low as QAR 100 from Salary Transfer account.
- Credit card can be issued against lien.
Documents Required
You may apply for Al Dana Savings Plan Account by producing a completed additional account opening form, along with the following:
- For Qatari QID and for Expats Passport and QID
Click here to see the Prize Calendar
Double your Chances to become a Millionaire
Are you ready to apply?
Terms and Conditions apply
Al Dana Family Savings Account
Al Dana Family Savings Account, which is a unique variation of our Al Dana Savings Account designed exclusively for Qatari Nationals and their families only.
This Account allows every Qatari National and immediate family members to have their funds pooled under one savings account where they can SAVE TOGETHER & WIN AS A FAMILY!
Product Features
- Exclusively offered to Qatari Nationals and their immediate family members only.
- The primary member can add up to 10 immediate family members into the family pool.
- Immediate family members include husband, wife, son and daughter.
- Al Dana Family Savings Account can be opened with a minimum deposit of QAR 10,000.
- Each accountholder enjoys his / her personal Master Debit Card while for the minors i.e. daughters and sons, the same card can be issued with the option of placing a daily / monthly debit limits such as QAR 100 and above.
- All account holders will enjoy the Al Riyada status by maintaining a pooled balance of QAR 350,000 in the Al Dana Family Savings Account for a period of 6 months.
Click here for more information about the Al Riyada.
Documents Required
You may apply for Al Dana Family Savings Account by filling an account opening form, along with submitting the following documents:
- Valid Qatar ID
Double your Chances to become a Millionaire
Are you ready to apply?
Terms and Conditions apply
Al Dana Plus Savings Account
Get Double Benefits – High interest and chance to win millions
Maximize Your Savings and Win Big with High-Interest Al Dana Plus Savings Account!
Introducing Al Dana Plus a high-interest savings account is designed to help you grow your money faster than ever before. With highly competitive interest rates, you’ll see your savings grow with each passing month.
But that’s not all – it also offers chances to win big! Account holders have the opportunity to win millions in cash prizes just by maintaining the required balance in your account. Imagine what you could do with all that money – travel the world, pay off debt, or even retire early.
Not only you have the potential to win big, but our high-interest savings account also offers the peace of mind as withdrawals are not restricted, so that you can access to money at any time you need it, so Don’t let your savings sit idle in a low-interest account any longer. Open a high-interest savings account with us today and start growing your wealth while also having the chance to win millions in cash prizes.
The Al Dana Plus Savings account merits the following benefits
- Higher the deposit amount, Higher the interest rate and chance to enter Al Dana Draw.
- No penalties on withdrawals.
- Al Dana Plus account can be accessed with a Debit Card.
- Access and withdraw funds using any Doha Bank channel i.e. Online Banking / Mobile App / Branch / ATM.
- Interest is calculated on the minimum cleared balance on the account and will be capitalized monthly to the account.
Click here to see the Prize Calendar
Interest Rates
| Currency | Minimum Monthly Balance Slabs | Rate |
|---|---|---|
| QAR | Below 50,000 | 0% |
| 50,000 to 99,999 | 1.00% | |
| 100,000 to 249,999 | 1.50% | |
| 250,000 to 499,999 | 2.00% | |
| 500,000 to 999,999 | 2.50% | |
| 1,000,000 to 2,999,999 | 3.00% | |
| 3,000,000 to & above | 3.25% |
| Currency | Minimum Monthly Balance Slabs | Rate |
|---|---|---|
| USD | Below 15,000 | 0% |
| 15,000 to 29,999 | 1.00% | |
| 30,000 to 99,999 | 1.50% | |
| 100,000 to 274,999 | 2.00% | |
| 275,000 to 499,999 | 2.50% | |
| 500,000 to 824,999 | 3.00% | |
| 825,000 & above | 3.25% |
Eligibility
- Account can be opened in Qatar Riyals or US Dollars and Initial deposit to open the account is QAR 50,000 or USD 15,000
Documents Required
You may apply for Al Dana Plus Savings account by producing a completed additional account opening form, along with the following:
- For Qatari QID and for Expats Passport and QID.
Are you ready to apply?
Terms and Conditions apply
تقدم بطلبك الآن لفتح حساب الدانة
ملاحظة:
يقوم بنك الدوحة بمنح منتجات الإقراض للأفراد والشركات والمؤسسات التجارية وفقًا لما يراه مناسبًا، ووفقًا لشروط البنك وأحكامه وموافقته.